Management Committee

Zahid Hussain Awan - Chief Executive Officer

Mr. Zahid Hussain Awan is a Bachelor of Commerce from Punjab University of Lahore and associated with Qatar International Islamic Bank (QIIB) at the Senior Managerial level and also with Pak-Qatar Family Takaful Limited (PQFTL) & Pak-Qatar General Takaful Limited (PQGTL) as Executive Director & active member of Management & various statutory Committees.

Mr. Zahid has more than 20 years of diversified experience at the Qatar International Islamic Bank with strong background in financial & business management, insurance & banking products and services development, strategic planning, budget administration, contract negotiation & procedural development, risk management, report preparation and public relations. He also possesses 09 years of experience with Mashreq Bank (previously known as Bank of Oman Limited), including 06 year at Senior position with Mashreq Bank.

Mr. Zahid, played the vital role in the incorporation of Pak-Qatar Family Takaful Limited & Pak-Qatar General Takaful Limited and during earlier stage of business expansion. Along with the vast banking experience he also procured prodigious insurance industry experience, specially working as Head of Insurance & Banking Products and Services Development at the QIIB and actively engaged in affairs of PQFTL & PQGTL as Chairman of Claim and Risk Management & Compliance Committees and as valuable member of Executive and Audit Committee. Mr. Zahid was instrumental in business development initiatives and took the lead in providing advisory services relating to various business avenues.

Mr. Zahid contributes articles in periodical journals and has also made vocalizations on electronic media about Islamic banking & finance in Pakistan.

Saqib Zeeshan – Deputy Chief Executive Officer & Head of Sales

Mr. Saqib Zeeshan has over 18+ years of rich work experience of Insurance, Takaful and Health industry in Pakistan. He worked at Indus Hospital as Head of Communications, Resource Development & Marketing. He is one of the founding members of Pak-Qatar Family Takaful and was instrumental in setting up the department. Prior to joining PQFTL, Mr. Saqib worked at senior level positions in ALICO, Commercial Union Life Assurance Pakistan and Allianz EFU Health Insurance Limited. He holds an MBA degree as well as PGD in Islamic Banking and Finance.

M. Kamran Saleem – General Manager, Finance, Accounts & Legal

Muhammad Kamran Saleem is a Fellow Member of the Institute of Chartered Accountants of Pakistan (ICAP); Institute of Cost and Management Accountants of Pakistan (ICMAP); Institute of Corporate Secretaries of Pakistan (ICSP); and Pakistan Institute of Public Finance Accountants (PIPFA). He passed all exams with flying colors including three gold-medals in ICAP; Certificate of Merit in ICMAP and Second position in PGD. Besides, he is a Law graduate and post-graduate in Commerce.

Mr. Kamran Saleem has successfully risen to the position of General Manager by handling multidimensional assignments and heading all the major functions in the company at various points in time. With such an illustrative and solid background in Finance, Mr. Saleem has been instrumental in ensuring that all operations of the company are well managed with the highest level of integrity and transparency which are the hallmark of the company. He has the distinction of successfully implementing Company policies and practices with internationally recognized best practices in Accounts, Finance & Legal, and has struggled to streamline all the various processes related to Financial Management and Legal & Compliance.

During his long stay with the company, he had varied exposure in different operational and business areas, which also included the position of Head of Human Resources during (July-2011 to June-2014). As Head of HR, he provided proactive leadership and created an internationally harmonized environment through the development of best-practices policies and programs in key areas like recruitment, retention, promotion, employee relations, benefits and compensation. He was instrumental in the creation of effective training programs tied to the company’s priorities. As Head of HR, he was primarily engaged in developing superior workforce, development of an employee-oriented company culture that emphasizes quality, continuous improvement, high performance & personal ongoing development. He conceptualized and developed Employee Handbook and HR Manual carrying all relevant details and information mandatory for an employee. He successfully managed all operational and strategic activities of the company resulting in an employee-oriented, high performance culture that emphasized on quality, productivity and standards, goal attainment, and the ongoing development of workforce.

As Head of Legal, Mr. Kamran is putting his best efforts for extremely challenging and sensitive position in order to ensure business activities are conducted in conformity with all applicable laws, regulations, internal policies and procedures.

Mr. Kamran Saleem also served as the Vice-Chairman of ‘Islamic Banking and Takaful’ Committee of the Federation of Pakistan Chambers of Commerce & Industry (FPCCI).

Altaf Ahmed Siddiqi - Head of Operations

Mr. Altaf brings with him over 25+ years of rich, versatile and rigorous experience in the General insurance industry of Pakistan at senior level positions. His specialty lies in all the areas of General Insurance operations. He has worked with Century Insurance Company Limited, EFU General Insurance Limited and Adamjee Insurance Company Ltd. Mr. Altaf has done Master's in Commerce (Insurance) from University of Karachi.

Muhammad Umair - Head of Information Technology & Systems

Mr. Umair possesses over 16 years of versatile and hands-on experience in almost all the spectrums of IT including but not limited to IT Infrastructure, ERP & Business Intelligence, Project Management, Networking, Web Servers, Languages and Databases.

Mr. Umair has done MS in Computer Engineering from Sir Syed University of Engineering & Technology, Karachi. He worked at senior positions with different companies including Ace Aims (Pvt) Limited, Trakker (Pvt.) limited and National Bank of Pakistan (Islamic Banking).

Shaikh Saifuddin – Head of Administration & Procurement

By qualification, Mr.Saifuddin is Bachelor of Science in Statistics and holds several certifications in the fields of engineering and information technology. He has been Head of Administration for Pak-Qatar Family Takaful Limited since January 2007. He holds over 14 years of diversified experience in the areas of Administration and Software Support. Prior to joining the Company, he was associated with various IT Solutions companies, and now looks after effective and efficient completion of all tasks that require discipline and proper working procedures.

Muneeb Afzal Lone – Head of Internal Audit

Mr. Muneeb Afzal Lone has conducted and supervised audits of large public and private companies including banks, insurance companies and manufacturing and trading enterprises. He has been associated with Pak-Qatar General Takaful Limited since 2008, and has made himself invaluable to the Company since then with respect to business investigation and performance evaluation. He is tasked with ensuring the Company’s compliance to IIA’s standards for professional practices. He has performed many special assignments for the Company, and was a member of the Steering Committee of SAP ERP implementation. To his credit, Mr. Lone allows for initiative and independent judgement amongst his team members, thus encouraging initiative and rigor.

Muhammad Waqas Durrani - Head of Marketing and Corporate Communications

Mr. Waqas brings with him over 14 years of rich experience in the consumer banking industry of Pakistan at senior positions. His last assignment was with Dubai Islamic Bank, where he served as Head of Marketing Services and was also involved in product development. Prior to this, he was working with Standard Chartered (Saadiq) as Business Manager for its entire Islamic Consumer Banking products in Pakistan. Before joining SCB, he served at Meezan Bank Ltd. as Head of Marketing.

Throughout his professional career, he has significantly contributed to the companies he has worked with. He is currently serving as Vice Chairman of the Standing Committee for Islamic Banking at FPCCI.

Mr. Waqas is an MBA in Marketing from Institute of Business Administration (IBA), Karachi. In addition, he has attended several training programs both locally and internationally.

Mufti Muhammad Shakir Siddiqui – Head of Shariah Compliance

Mufti Muhammad Shakir Siddiqui completed his research work in Islamic Jurisprudence with an outstanding record throughout his academic career. He completed his M. A. in Arabic from University of Karachi in 2011 and is presently enrolled in M. Phil program leading to Ph.D at the same University.

He has been associated with Pak-Qatar General Takaful Limited since 2009 and supervises Shariah Trainings, Shariah Compliance & Audits. Mufti Shakir developed & implemented Shariah Compliance, Audit Manuals and Guidelines (Advertising, Co-Takaful, Screening Criteria for Investment, Shares, Stock Trading, Surplus Distribution, Re-Takaful, Charity Fund, Banka Takaful etc.) for the company; reviewed several business contracts and agreements with respect to Shariah and delivered Shariah trainings and lectures to participants at various platforms all over Pakistan. He also conducted workshops on Takaful and Islamic Banking at Corporate level including Multinationals. His specialization include: Islamic Finance, Islamic Jurisprudence, Takaful, Islamic Risk Management, Islamic Tarbiya, Sharia Audit & Compliance, Waqf Management and Islami Tariqa-e-Tijarat. He focuses on presenting Islamic solutions to problems related to the modern world.

He is a visiting faculty member of different universities/educational institutes in Karachi including IBA-CEIF. Mufti Shakir completed Takahassus Fil Ifta (equivalent to Ph.D) and has the authority to write Fatawa at Darul Ifta Darul Uloom, Karachi.

Mufti Shakir is also a member and Shariah Consultant of Standing Committee on ‘Islamic Banking & Takaful’ at FPCCI (The Federation of Pakistan Chamber of Commerce and Industry).