Travel Takaful Coverage

Travel Takaful has been tailored to offer you round the clock personal accident Takaful cover that fits your needs by providing you and/or your family a comprehensive coverage for;

  • Accidental death and all the emergencies,
  • Accidental disablement
  • Accidental medical treatments,
  • Emergency evacuation,
  • Loss of baggage and passport,
  • Prepatriation of mortal remains

on a very nominal contribution in order to make your journey stress free.

Notes:

  • Family coverage will include the participant spouse and upto 3 children below 18 years of age
  • 50% of accidental death and permanent total disability limit for the spouse and 25% of the same for children
  • 50% of all limits for customers between 65 and 70 years of age
  • Contributions are inclusive of all taxes and stamp duty
  • Endorsement is possible before the effective date

Benefits Detail

COVER PLAN 'A' PLAN 'B' PLAN 'C'
  PKR PKR PKR
       
ACCIDENTAL DEATH 400,000 800,000 1,200,000
PERMANENT TOTAL DISABLEMENT As per scale of benefits
MEDICAL EXPENSE 40,000 80,000 120,000
EMERGENCY EVACUATION 75,000 75,000 75,000
REPATRIATION OF MORTAL REMAINS 50,000 50,000 50,000
LOSS OF PASSPORT 15,000 15,000 15,000
LOSS OF BAGGAGE 10,000 20,000 30,000

Contribution Table

Coverage Period
Plan A
Plan B
Plan C
  Self Family Self Family Self Family
1 week 500 825 1,000 1,500 1,425 2,125
2 weeks 750 1,240 1,350 2,025 1,900 2,850
3 weeks 1,075 1,600 1,950 2,620 2,750 4,125
1 month 1,400 2,100 2,550 3,825 3,615 5,425
2 months 2,525 3,800 4,625 6,950 6,575 9,850
3 months 3,950 5,925 7,225 10,850 10,250 15,350
4 months 5,075 7,600 9,300 13,950 13,200 19,800
5 months 6,500 9,750 11,600 17,850 16,875 25,300
6 months 6,875 10,400 13,925 20,950 19,825 29,750

General Policy Exclusions
1. Any medical expenses incurred as a result of a pre-existing condition.
2. Users traveling abroad to obtain medical treatment as a consequence of accident, illness or pre-existing conditions.
3. Any expenses for medical evacuation or repatriation if the User is not suffering from a Serious Medical Condition and can be treated locally.
4. Any treatment or expenses related to childbirth, miscarriage or pregnancy. This exception shall not apply to any abnormal pregnancy or complications within the first 24 weeks.
5. Any expenses incurred as a result of a self-inducted injury, suicide, drug addiction or abuse, alcohol abuse, or sexually transmitted diseases.
6. Any expenses related to the User engaging in the commission of an unlawful act.
7. Death or bodily injury directly or indirectly due to resulting from war, invasion, act of foreign enemy, hostilities, war like operation (whether war declared or not), civil war, rebellion, revolution, terrorism, insurrection, military or usurped power, riot or civil commotions.
8. Loss or damage to the Participant’s passport as a result of confiscation or detention by customs, police or any other authority.
9. Loss which is not reported to the appropriate police authority within 24 hours of the discovery of the loss, and in respect of which an official report has not been obtained.
10. Any loss sustained while the participant is participating in any professional/extreme sports or engaging in any non-scheduled flight.
11. Death or bodily injury sustained by the Participant whilst flying other than as a fare-paying passenger in an aircraft operated by a licensed and regular airline over an established route with published schedules.